20 Super-Crazy Real Estate Myths That Don’t Add Up

Myth: You Need a Ton of Cash to Buy a Home

There once was a time when you needed a 20% down payment to even consider buying a home. And it’s still a great way to avoid private mortgage insurance (PMI). But today, if you want to lock down a good rate, you’re be able to do so with as little as 5% or 10% down. The 20% tradition is a hold-over from decades ago. Let go of that and other myths, and you’ll find a whole new world of options opening up for you. To learn more, talk to a home loan professional or start your research with this article on down payments.

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